Providing Final Expense Insurance to Older Adults

General Agent Manager and business owner J.J. Kramer brings 20 years' experience in the final expense industry to his team.

Previously, J.J. worked as Old American Insurance Company’s Regional Vice President. There, he managed their lead program and led their New Agent of Merit Seminar.

When he isn't promoting his agents or creating tools to help them, J.J. hits the road to work directly with them several times a year.